Attention homeowners in East Grand Rapids and Roscommon County: Need an appraisal?

Here are the top seven reasons Michigan homeowners need K.W. APPRAISALS, LLC:

  1. Find the right listing price (whether they're selling the home on their own or using a real estate agent)
  2. To challenge your property tax assessment in Michigan
  3. Remove PMI to reduce your monthly mortgage payment
  4. To reinstate your Home Equity Line of Credit (HELOC)
  5. To review another appraiser's report for verification
  6. If property needs to be divided because of a divorce
  7. Determine the true market value of the real estate in question to settle an estate
Do you own a home in or near East Grand Rapids? Do you need help deciding the price of your real estate? Contact K.W. APPRAISALS, LLC.

At K.W. APPRAISALS, LLC, we understand the special needs of a consumer looking for appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale by Owner (FSBO)

It's very hard to be objective about your house because you probably have an emotional attachment to it. The professional appraisers at K.W. APPRAISALS, LLC will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your home will attract interested buyers, a professional appraisal is a very valuable negotiating tool once you have a potential buyer. The appraisal is something tangible to show the buyer. An appraisal is an independent third party's opinion of your property's value -- not just you saying how much you think your house is worth. Potential buyers assume that you have an emotional attachment to your home and will be more likely to give credibility to an experienced appraiser's value judgement than yours.

Challenging a property tax assessment

Let's say you live in a region that's declining -- your local tax assessor may have your house overvalued. This means you are going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better off you'll be. An appraisal report from K.W. APPRAISALS, LLC is your #1 weapon when challenging your property tax assessment.

PMI Removal Appraisals

An attractive way to save money for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is below 80% of the value of your property, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. At K.W. APPRAISALS, LLC, we're experts in helping homeowners just like you get rid of unneeded PMI insurance.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area. This can be detrimental to your credit score since it may appear as though that credit line is maxed out, and also inconvenient from a cash flow standpoint. K.W. APPRAISALS, LLC can help you reinstate your HELOC.

We Also Offer Field and Desktop Appraisal Review Services

Do you need a seasoned expert to double-check your appraisal for verity, or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? An appraiser from K.W. APPRAISALS, LLC can go out and check the subject and comps in a field review. If you're in a hurry, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? K.W. APPRAISALS, LLC can help you with that. While usually requested by banks, you may wish to utilize this service if you suspect mortgage fraud related to your property.